Every four years, as election season rolls around, many prospective homebuyers and sellers become cautious. It’s easy to believe that the housing market could be negatively impacted by the uncertainty that accompanies a presidential election. However, this belief isn’t always rooted in reality. Let’s delve into how the housing market has historically responded during election years and why the effects might not be as significant as you think.

If you've been keeping an eye on mortgage rates, you might be wondering: What does the Fed's rate cut mean for me? On September 18, 2024, the Federal Reserve made its first rate cut in two years—a big moment in the world of finance. But how does this affect your mortgage, and more importantly, your ability to afford a home? Let’s break it down.